I will probably have to have surgery in 10 years or so, depending on how they progress. Ugh...
I had cataract surgery in both eyes this year--one in April and the other in July--and I'm over the moon with the results. It's really nothing to be worried about: the procedure is simple and painless, and takes about 10 minutes. The idea of someone futzing around with your eye is scary, but it turns out to be really easy. I was nervous before the first time, but was eagerly looking forward to the second. The worst part is staring into a really bright light, but by the time 10 seconds pass, you're already used to it.
If you have it done in ten years' time, the technologies involved will be even more advanced than they are now, and it may be possible to get excellent multifocals by then.
I have one eye set for distance and the other with a focal length of about 18 inches, so I can function well in everyday life without glasses. If needed, I can get glasses for driving and another set for reading, but so far everything has been wonderful. I haven't been able to see distant things clearly without glasses since I was about 11, so it's a brand new experience after 40+ years of nearsightedness. I feel like a kid again!